MICROTECH HOLDINGS PTE LTD
A Singapore-based Fintech-driven investment and management company with holdings of inclusive Digital Financial Services (DFSs) across the rapidly growing Southeast Asia region.
Our Projects
Our current market presence is in Indonesia and Vietnam with the aim to
eliminate perennial cash flows issues of individuals, households & MSME businesses
MICROTECH DFS INDONESIA
Indonesia’s MSME-businesses account for 99% of all businesses in the economy and contribute 60% of the GDP. Yet, there is still $75 billion of MSME financial gap. PT Microtech DFS Indonesia Company Limited is our strategic subsidiary to provide a financial solution to such businesses with non-collateralised affordable loans: Beesfunding.id
is a digital platform for Indonesia's Small & Micro Businesses in rural areas to access required capital from investors such as banks, finance and lending companies, individuals and institutional investors.
For an investor: mobilise short-term capital investment to a household or MSME business, and receive a risk-adjusted fixed-income.
For a recipient of investment: acquire an affordable and non-collateralised loan for a wide range of business purposes such as maintaining and/or boost operational cash flow, buy new stocks or equipments, open new premises.
MICROTECH DFS VIETNAM
Microtech DFS Vietnam Company Limited is our another strategic subsidiary in collaboration with Vietnam Maritime Commercial Joint Stock Bank (MSB Bank) to spur the development of innovative approach in an alternative finance for the Vietnamese fast growing market through its digital financing platform: Beesfunding.vn
"Serve and Give Financial Power ... Impact lives"
- a digital financial platform for Vietnam marketplace - unlocking the financing barriers between banks & other financial institutions and the cash-strapped households & MSME businesses.
Bees Funding is fully digitalised for fast and hassle-free investments and borrowings.
Vision
To become the most trusted regional partner in deploying relevant and reliable inclusive Digital Financial Services (DFSs) to the unbanked population and underserved businesses across Southeast Asia.
Mission
To unlock financing barriers of those who are underserved and unbanked.
OUR PEOPLE
Sultan Marenov
Chairman
MICROTECH HOLDINGS PTE LTD
Sultan is a strategic leader, with over 20 years of executive background in Commercial Banking and Entrepreneurship Programmes to steer the long-term strategic decisions of Microtech's FinTech-focused projects across Southeast Asia.
He has led the BTA Bank Belarus to become the fastest growing in the region and be awarded with the “Best Bank for Entrepreneurs” twice; and has also launched the Microfinance business in Myanmar, ranking amongst the top and the first institution to integrate advanced MIS System.
University of Oxford FinTech Programme; BA in Banking & Finance and a Jurisprudence; Wharton School of Executive Education; and EMBA at SMU.
Tham Chee Meng
Director
MICROTECH HOLDINGS PTE LTD
With over 20 years of executive experience as a finance director in group holdings companies, Tham is a director of Microtech Holdings Pte Ltd, a representative shareholder of PT Microtech DFS Indonesia.
Prior to joining Microtech Holdings, he has worked and spent over 15 years in the oil and gas industry for a UK Listed company, being responsible for the regional and financial aspects of the Company. Currently Tham continues to hold directorships in several companies associated with the oil and gas industry.
BA (Hons) in Accounting and Finance, University of North Wales, UK.
Lilian Guzun
Advisor
MICROTECH DFS INDONESIA
Lilian is a result-oriented director with his over 20 years of extensive experience in Commercial Banking and Microfinance in “emerging” markets of 25 countries in former USSR, Latin America, Africa, Middle East, South and Southeast Asia.
Well-versed with the managerial oversight and "Green Field" launches of Mircofinance businesses and P2P lending platforms, Lilian is a President Director of Microtech DFS Indonesia and also serves as a Supervisory Board Member of Microtech DFS Vietnam.
BA in Economics; MSc in Finance.
Galym Kalmenov
Advisor
MICROTECH DFS VIETNAM
Galym is a well-experienced top executive team member with an entrepreneurial spirit and over 10 years of dynamic expertise in large scale projects spanning from strategy to implementation within finance, IT, governmental and mining sectors across Central and South East Asia.
At Microtech, his mandate is to create new business opportunities for the entrepreneurial-driven FinTech ecosystem by combining his achieved experiences in investment, strategic business developments, strategic partnerships and joint ventures establishments.
Specialist Diploma in Engineering; MBA (Finance).
Binh Nguyen Duc
Chief Operating Officer
MICROTECH DFS VIETNAM
Binh is an integral executive member of Vietnam team with over 20 years of extensive experience in the strategy implementation and risk management in the fields of Microfinance and Retail Banking.
Prior to joining Microtech, he was a General Director of M7 Microfinance Institution Limited, focused on successful execution of strategic goals, effective operation and internal control.
BA in Credit, Hanoi Banking Academy.
Bakhtiyar Ibragimov
Chief Innovation Officer
MICROTECH DFS VIETNAM
Bakhtiyar is focusing on the digitalisation process of Microtech's financial services and the implementation of advanced credit-underwriting systems, with a conduit through his over 5 years of expertise in software engineering in areas such as banking, e-commerce and media-analytics.
BA in Mathematics.
Antonius Danurdoro
Advisor
MICROTECH DFS INDONESIA
Antonius is a MSME enthusiast with over 20 years of in-depth experience in Commercial, SME, Micro and Retail Banking in Indonesia and Vietnam markets.
His initial career as a Retail Risk Manager includes stints with optimising business opportunities and managing a good shape of risk. As an Advisor of Mircotech, his predominant focus is to develop strategic initiatives for the fabric of sustainable FinTech projects.
BA in Chemical Engineering.
Fadhlin
Director - Chief Risk Officer
MICROTECH DFS INDONESIA
Fadhlin's predominant focus is on risk management with more than 18 years of senior experience in financing product management and risk management in the field of banking business and Peer-to-Peer lending in Indonesia.
Drawing on his strong suits in analytics, risk assessments and strategic business developments, his mandate is to incorporate the rigid risk policy and infrastructure for the sustainability and vitality of Microtech.
MA in Risk Management.
PARTNERSHIPS
